Structured health, mortality, and restorative care policies engineered for direct admission to premier Hong Kong private hospitals and overseas specialist facilities.
Individual Medical
Individual Life
Individual Dental
Guaranteed renewable major medical plans featuring nil-deductible options, global direct billing, private room privileges, and full cancer treatment coverage.
Term and whole life structures designed for family wealth preservation, estate liquidity, and cross-border succession without tied-carrier constraints.
Comprehensive preventative, periodontic, and restorative dental schedules backed by accredited specialist dental practitioner networks across Hong Kong and regional clinics.
Tangible asset safeguards
Rigorous property and collector valuations protecting residences, private vehicles, and curated collections against catastrophic loss, transit hazards, and liability exposures.
Home Insurance
Private Collections
Private Motor
Worldwide all-risks building and contents protection covering major architectural renovations, high-limit personal liability, and alternative accommodation expenses.
Agreed-value policies for fine art, rare horology, jewellery, and private cellar holdings, with coverage extending through international transit and exhibition.
Comprehensive agreed-value road risk underwriting for high-performance vehicles, vintage classic automobiles, and family vehicle fleets across Hong Kong.
Domestic and travel contingencies
Tailored supplemental underwriting covering domestic staff liabilities, household pet clinical care, sporting indemnity, and worldwide personal travel.
Domestic Helper & Pet Protection
Golfer & Global Travel Schedules
Statutory employees compensation and clinical medical provisions for domestic helpers, paired with veterinary surgical indemnity and third-party liability for family pets.
Worldwide amateur golfer hole-in-one celebration and equipment cover, alongside single-trip and multi-trip annual executive policies with emergency medical evacuation.